Financial and Legal

Consulting & Investment Group S.L. works with highly recommended independent lawyers, mortgage advisers and tax advisers on the Costa del Sol and we would be happy to introduce them to you personally. Many clients feel that they can rely on their advisers, but unless they are fully conversant with the complexities of Spanish law and the Spanish language, we would strongly advise that you allow us to introduce you to professionals here on the Costa del Sol. 

Legal
The Spanish convincing procedure can be complicated and may different to your country’s low. Your best option is to consult a bilingual Spanish / English speaking lawyer here on the Costa del Sol who knows the system inside out and can put your mind at rest by checking documentation, licences and contracts thoroughly on your behalf. 

Mortgages 
There are a various of options open to you when seeking finance for property in Spain from Spanish bank. 
Consulting & Investment Group S.L. can recommend mortgage advisors who will offer a truly independent service and guide you to a product that will suit your individual circumstances. Expect loans of up to 80% of valuation for non-residents, including interest only and non status mortgages. 

Tax 
When buying property overseas, especially if you're planning a permanent move, it's essential to take advice on tax planning in order to make best advantage of local tax rules. Experts recommended by Consulting & Investment Group S.L. can cover everything from wealth tax to inheritance tax and pension planning to purchasing a property through a company for certain fiscal benefits including IVA (VAT) recovery.

Consulting & Investment Group after-sales team is at your service.